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Ripple - XRP - nieuwe verdienmodellen noodzakelijk voor bancaire sector

1. Omnius 22 mei 2014 17:13

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   Ripple vandaag gehalveerd, op bericht dat 1 van de oprichters over twee weken zijn deel gaat verkopen: xrptalk.org/topic/2629-selling-my-xrp
   vraag is of bericht echt is of iemand die de koers probeerd te manipuleren. lijkt op het eerste. Of juist misschien een mooi moment om in te stappen? time will tell...
2. DeZwarteRidder 22 mei 2014 17:21

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   Posted Today, 04:18 AM
   -----BEGIN PGP SIGNED MESSAGE-----
   Hash: SHA512
   
   Hi Everyone,
   I started working on ripple in the summer of 2011. I soon hired Arthur and David to help me. In 2012, I met Chris Larsen. He joined us about 5 months before ripple was launched. Chris, Arthur and I kept 20 billion XRP, of which 9 billion were mine. We gave the remaining 80 billion to OpenCoin.
   I have given away and donated some of my 9 billion XRP to charities such as MIRI, Literacy Bridge, Give Directly, Mission Bit and others. I plan to start selling all of my remaining XRP beginning in two weeks. Because I have immense respect for the community members and want to be transparent, I’m publicly announcing this before I start. So just fyi…. xrp sales incoming.
   Thanks,
   Jed.
   -----BEGIN PGP SIGNATURE-----
   Version: Keybase OpenPGP v0.1.15
   Comment: keybase.io/crypto
3. Frederik C. 16 juni 2014 22:36

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   Over 93.000 accounts nu!! Momentum begint te komen!
   
   What does a man who has achieved everything do with his life? Apparently, he starts a Ripple gateway.
   
   Denis Kiselev, born and raised in Moscow, first earned a degree in computer science from Moscow State University. He’d then head stateside for an MA in economics at Ohio State, which would kick off “a long career in traditional financial services.”
   
   After a few stints at the World Bank and various private sector companies, Kiselev became CEO for a community bank back in Moscow. “I then started an insurance company for one of the largest Russian financial groups,” he said. “I built it up from zero to being one of the top 5 insurance companies in the country.”
   
   His countless successes would earn him a seat on the board of the country’s central bank. Responsible for banking supervision, Kiselev was instrumental in building up Russia’s version of the Federal Reserve—though he admits they “adopted the French model rather than the US.”
   
   From Russia to Ripple
   
   Denis: I understood the traditional financial system. I knew what was strong, what was weak, and what could be improved. We wanted to find something that would allow us to do something revolutionary in the space. When I was first introduced to [Ripple CEO] Chris Larsen by a friend of mine, I clearly recognized that this was something I was interested in. We spent a month evaluating the technology and decided to make the jump.
   
   The resulting company, SnapSwap, became one of the first to build services on the Ripple protocol.
   
   Denis: We launched our beta service in June. We were in limited beta for a while. Working with financial technologies, we have to be careful. First you need security; then you need reliability. If you have a bug in a mail system and the mail system is sending the same email two or three times, it’s not a big deal. But in a payment system, well, that’s a disaster.
   
   Decentralized, global, and scalable
   
   Denis: First of all, I saw that Ripple is really a peer-to-peer, decentralized payment network. It’s a network without a central administrator, something that can exist and process payments even if Ripple Labs disappeared from the face of the earth. Second, I found it really efficient across currencies, across borders, and with small-scale payments. There’s no comparison in traditional banking. Third, we had been working with game companies and game currencies prior to building on Ripple so we knew all the difficulties that game companies are facing when they are trying to accept payments from customers—especially international customers or small payments. We needed a solution for this kind of customer.
   
   We looked at various technologies from the very beginning. We left aside all the technologies based on central administrators. Paypal is great, but everyone depends on the risk of the particular company. There aren’t a lot of variables on the market. It’s a complicated engineering task to build this kind of network beyond Bitcoin, the various derivatives, or Ripple. We went through the technical analysis to make sure the protocol had potential, that it was scalable, stable, and could handle real-time payments. We found that all the pieces were there.
   
   Becoming a gateway
   
   Denis: Imagine I’m a customer. I’ve heard about Ripple and I go to Ripple.com and create I wallet. I see that it’s nice and interesting and I want to play with it. But it’s like a wallet in your pocket; if it’s empty, it’s not very useful.
   
   That was the immediate need: to have the possibility to connect the Ripple network with traditional payment methods, and that’s why we started building very simple, straightforward services to connect so-called gateways. In the long term, 5 to 10 years from now, gateways might not be that useful anymore if settlement is happening within the system. For now, to facilitate the adoption of the network, we’ve become the first U.S. gateway. We’re proud that customers trust us with their money.
   
   Understanding connections
   
   Denis: Since our role is to build connections, we have to work with Ripple and we have to understand how to process payments in the network. We also have to know and operate with legacy systems. In the U.S., for example, there is ACH for processing payments for banks. There are credit cards and debit cards. Many banks create their own online payment systems. Sometimes they’re connected. Sometimes they’re fragmented.
   
   SnapSwap 2.0
   
   Denis: We are doing the redesign in a classic way, bottom up, if you will. We start with customer interviews—even though we already have some basic ideas. We want to hear it from our customers. Before we start building, we have to know what we are going to build.
   
   We know what the stumbling blocks are for our customers and what’s difficult to understand. We want to use this experience to create a more streamlined process and make it easy to use without having to read anything, to have a very intuitive process.
   
   We would also like to convey the message of trust. More than anything, the objective is to provide a trustworthy service. People have to trust us with their money in order to access the network and we want to make sure they are comfortable. The environment as a whole should reinforce that message.
   
   Words of wisdom
   
   Denis: Ripple is a very rich environment and there are many kinds of services that could be built on top of the protocol. If someone is interested to build something useful and meaningful, I would advise them to take a broader look to see what kind of operations need to be built. People need to find their own stories.
   
   It’s very easy to cooperate with other players in the ecosystem with other gateways and with other service providers. For instance, we’re making our API available to other developers to use other services to top off their wallets. Redundant services are good because it makes the network stable, but in the early days, we also need a diverse ecosystem of services.
   
   There’s a need for information services. It’s not that easy to find out the exchange rates or volumes of the various networks. Much of the information is out there on the public ledger, but it’s not straightforward to extract and present in a useful form. Mobile applications will make it easier to check payments, markets, and your wallet status. We also need more professional software for people interested in trading. Its the perfect currency trading environment and there is a whole family of applications and services that surround people who do stock or FX trading, like Etrade.
   
   And since it’s financial services and you work with people’s money, you have to carefully look at the issues of compliance and regulations. You can’t build a sustainable business if you don’t follow compliance.
   
   The end game
   
   Denis: With a network like Ripple available for people globally to sell products and send money at almost no cost—that will change the world economy. It will give people access. They will be able to get jobs and get paid. They will be able to sell goods and services without having to worry about distances, currencies, and the working hours of particular banks. It will make the world much more connected like email did for information. It really is a revolution.
   
   As of uesterday
   
   SnapSwap announced on Thursday the expansion of its operations to Europe. The gateway’s arrival on the Old Continent means Ripple payments can now be made between European countries through SnapSwap EU and major markets like Australia, Canada, China, Latin America, Singapore, New Zealand, and the US.
   
   
4. Frederik C. 17 juni 2014 22:38

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   Very, very nice!!
   
   ripple.com/blog/kosta-perics-mission-...
5. Frederik C. 14 september 2014 16:15

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   2de bank die Ripple gaat gebruiken!!.... En niet zomaar eentje!
   
   Global Strategy Session – New Solutions – Eliminating Friction from Cross- Border Payments
   International payments represent a significant business opportunity, but these payments can be difficult to manage. Challenges still exist regarding transparency, time required for funds to clear, tracking payment progress, foreign exchange, etc. Are there innovative solutions to ease the pain? This session will feature executives from Fidor Bank and City National Bank, who will share their thoughts on innovation in this space – and their recent announcements to partner with Ripple Labs. Ripple is an open, decentralized payments protocol that enables anything of value to be traded through a global web. How and why will they use Ripple for cross-border? Session includes discussion of drivers such as real-time.
   
   www.ffiec.gov/nicpubweb/nicweb/top50f... nummer 51 in US.
   
   Los Angeles-based City National Corp. (NYSE: CYN) is the parent company of City National Bank. It offers a full complement of banking, trust and investment services through 77 offices, including 16 full-service regional centers, in Southern California, the San Francisco Bay Area, Nevada, New York City, Nashville and Atlanta.
   
   Its 3,600 colleagues deliver highly personal service and complete financial solutions to entrepreneurs, professionals, their businesses and their families.
   
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   We’re a Regional Bank. Mid-size banks like City Na- tional have the focus, value and resources to serve cli- ents with integrity and make loans to creditworthy small and mid-size businesses and individuals, ef- fectively manage clients’ investment assets and sig- nificantly contribute to our communities – all in an effort to boost local economies.
   City National is NOT a Wall Street Bank. We’re a Cali- fornia-based bank started in the Los Angeles area in 1954. Founded by entrepreneurs to serve entrepreneurs, City National continues to do so.
   Banking Basics. City National did not participate in the activities that led up to the nation’s financial crisis. City National has never been an active player in the credit default swap market, and we have no significant concerns about auto loans, consumer credit card debt, home equity lines or residential mortgage debt.
   Safe and Sound. City National has earned a strong reputation as a company that is safe and sound, con- servatively managed, consistently profitable and well- capitalized. In fact, our bank is rated “four stars”
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   Award-Winning Service. City National has been rec- ognized by Barron’s as one of America’s top wealth managers 13 years in a row (2001-2013). We’ve also been recognized for nine consecutive years for excellence in business banking by Greenwich Associates (2005-2013).
   Committed to Our Communities. Through our literacy program, “Reading is The way up®,” City National has giv- en more than $800,000 to teachers for classroom needs and more than 225,000 new books to schools in our com- munities. We give millions of dollars to local charities and nonprofits each year.
   We’re in Five States. Backed by more than $30 billion in assets, City National offers a full complement of banking, trust and investment services through 77 offices, including 16 full-service regional centers, in Southern California, the San Francisco Bay Area, Nevada, New York City, Nashville and Atlanta.
   Our Colleagues Know You. Our 3,600 colleagues deliver specialized and highly personal service and complete financial solutions to entrepreneurs, professionals, their businesses and their families
   
   
6. Frederik C. 8 oktober 2014 21:46

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   Apparently, there was a Ripple logo in the slides, which prompted an audience member to ask if Ripple is a partner. Mr. Bosma, said that they were experimenting with Ripple.
   
   I posted a rough transcript of Mr. Bosma's earlier comments in another thread. Based on those comments, it is reasonable that he has a favorable opinion of Ripple.
   
   Ripple is joining in Madrid with ING op 2/3 december en 12 Zwisterse bankiers hebben net Ripple Labs bezocht... It's happening en je kan er nog steeds deel vanuit maken!
7. Frederik C. 19 oktober 2014 20:50

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   tweakers.net/nieuws/99091/rabobank-en...
   
   Rabo aan boord.... Citi is aan't testen!
8. Frederik C. 5 november 2014 09:14

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   www.cnbc.com/id/102146894
   
   Yantra aan boord!!!....getting more and more mainstream!
9. Omnius 19 november 2014 13:51

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   Ripple heeft weg omhoog weer gevonden. 2 us banken gaan ook ripple gebruiken en geruchten dat ook RBS aan het testen is.
10. Omnius 19 november 2014 21:29

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    # Name Market Cap Price Available Supply Volume (24h) % Change (24h) Price Graph (7d)
    1 Bitcoin Bitcoin $ 5,107,121,336 $ 377.77 13,518,950 BTC $ 20,817,300 -0.35 %
    2 Ripple Ripple $ 164,179,761 $ 0.005663 28,989,252,282 XRP * $ 421,237 4.17 %
    
    Ripple inmiddels vast op de tweede plek van de crypto coins. coinmarketcap.com/
    zal af en toe de stand posten, kunnen we het verloop over de komende maanden/jaren makkelijk terugvinden.
12. Omnius 19 november 2014 21:33

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    www.finextra.com/news/fullstory.aspx?...
    
    RBS embraces crypto-currencies in hackathon challenge17 November 2014 | 7036 views | 1RBS HackathonA team from RBS took top honors at the Deloitte Digital #GoneHacking capital markets hackathon on Friday with a trading platform that utilises the Ripple protocol to handle integration with crypto-currencies.
13. Omnius 19 november 2014 21:37

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    wie trouwens ook in XRP's wil investeren:
    www.rippletrade.com
    
    disclaimer: ik heb er zelf ook.
14. Omnius 20 november 2014 10:42

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    stijgt lekker door, nu over de 6 (tiende dollar cent)
    
    $ 176,250,885 $ 0.006080 28,989,252,282 XRP * $ 699,870 9.08 %
    
15. Frederik C. 20 november 2014 22:00

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    Fortune vandaag:
    
    fortune.com/2014/11/20/why-banks-fear...
    
    What Bitcoin, and the even more promising Ripple network do, is not to poke a hole in banking’s basic business models—lending, deposits, trading, and money exchange—but to create the embryos for entirely new markets typically referred to as the Internet of Value. That is, a way for regular folks, as well as specialists, to potentially monetize everything, regardless of location, traditional market access and jurisdiction.
16. Omnius 21 november 2014 08:46

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    1 Bitcoin Bitcoin $ 4,691,482,512 $ 346.90 13,523,825 BTC $ 33,035,800 -8.06 %
    2 Ripple Ripple $ 179,856,858 $ 0.006204 28,989,252,282 XRP * $ 852,043 3.95 %
    
    trend zet nog door, vooral mooi om te zien dat Ripple, in tegenstelling tot vrijwel alle andere crypto's niet met Bitcoin meebeweegd. Lijkt op dit moment zelfs tegengesteld te zijn. Iederuit uit Bitcoin naar Ripple ;-).
17. Omnius 24 november 2014 19:44

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    Weinig animo nog onder beleggers merk ik. Wel een flinke stijging geweest afgelopen week:
    coinmarketcap.com/currencies/views/all/
    # Name Symbol Market Cap Price Available Supply Volume (24h) % 1h % 24h % 7d
    2 Ripple Ripple XRP $ 265,880,793 $ 0.008610 30,881,360,458 * $ 844,166 0.74 % 1.54 % 61.18 %
18. Omnius 24 november 2014 19:47

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    heeft in het weekend de $0,01 grens bijna aangetikt, maar is iets teruggezakt. Niet heel gek na meer dan 60% stijging in 1 week.
    
    Echte believers geloven dat het misschien ooit naar dollar pariteit kan, maar dat vind ik wel erg optimistisch, maar $0,10 behoord wel tot de mogelijkheden binnen een jaar of 2 denk ik.
19. Omnius 25 november 2014 20:35

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    liggen nog een paar muurtjes op 0,009 , 0,0010 en 0,00175, maar er wordt flink aan geknaagd. daarna kan het los.
    www.ripplecharts.com/#/markets
    
    2 Ripple Ripple XRP $ 299,438,950 $ 0.009696 30,881,360,458 * $ 2,548,760 0.00 % 12.66 % 78.64 %

    Bijlage:
20. DeZwarteRidder 26 november 2014 09:32

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    quote:

    Omnius schreef op 24 november 2014 19:47:

    heeft in het weekend de $0,01 grens bijna aangetikt, maar is iets teruggezakt. Niet heel gek na meer dan 60% stijging in 1 week.
    
    Echte believers geloven dat het misschien ooit naar dollar pariteit kan, maar dat vind ik wel erg optimistisch, maar $0,10 behoord wel tot de mogelijkheden binnen een jaar of 2 denk ik.
    

    Je vergeet voor het gemak dat er nog 60 miljard Ripples niet op de markt gebracht zijn; als ze daar mee beginnen stort de koers weer in elkaar.
    De Ripple is dus verreweg de gevaarlijkste cryptomunt.
21. Omnius 26 november 2014 09:38

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    die zitten voornamelijk bij ripple labs en founders zelf, ik denk niet dat die de koers willen laten crashen door hun xrp's op de markt te dumpen. Maar het blijft inderdaad een risico.